Shawnee, OK 74804 The only name you need to know for everything insurance
Affordable Automobile Insurance
Protect yourself against financial loss in the face of a car accident with automobile insurance through Multi County Insurance Center. Our Multi County Insurance agents will help you choose an affordable policy that fits your needs and budget. Contact us about your automobile insurance needs today!
Areas of Coverage and Policy Requirements
An auto insurance policy is comprised of six different kinds of coverage. Oklahoma requires a minimum of liability coverage. If you’re financing a car, your lender may also have requirements.
Auto insurance provides property, liability, and medical coverage:
Property coverage pays for damage to or theft of your car
Liability coverage pays for your legal responsibility to others for bodily injury or property damage
Medical coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and pay your premium.
Not only is having insurance a prudent financial decision, but many states require you to have at least some coverage.
You need automobile insurance because:
If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it
If you or any passengers are injured in an accident, medical costs can be extremely expensive
If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth
Questions for Your Multi County Insurance Agent
Your Multi County Insurance agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
How much can you afford to pay if you get in an accident? To keep premiums low, you may want to have a higher deductible and be willing to pay more for repairs
What is the insurance company’s level of service and ability to pay claims?
What discounts are available? Ask about good drivers, multiple policies, and student discounts
What’s the procedure for filing and settling a claim? Ask who to call and what happens after you file a claim
Multi County Insurance Center is an independent agency that has relationships with dozens of insurance companies. This allows our customers to find the right coverage from choice providers at the best prices.
Whatever your insurance history may be, you will enjoy all the personal touches that are part of doing business with your neighborhood insurance agent.