Shawnee, OK 74804 The only name you need to know for everything insurance
Prepare for Potential Disasters With Homeowner’s Insurance
No one wants to think about the loss of their home due to natural or man-made disasters, so it’s vital to prepare for the possibility by purchasing homeowner’s insurance through the independent agents at Multi County Insurance Center. Because everyone’s situation is different, it’s best to consult with us for an assessment of your needs to find the policy that’s right for you.Stop bytoday to discuss your options!
A standard package policy insures the home itself and the things you keep in it. Package policies cover property damage and your liability or legal responsibility for any injuries and property damage you, your family, or your household cause to others.
With some exceptions, damage caused by most disasters is covered. The most significant are damage caused by floods, earthquakes, and poor maintenance. You must buy two separate policies for flood and earthquake coverage.
Maintenance-related problems are the homeowners’ responsibility.
Homeowner’s insurance is meant to cover unexpected damage, not routine maintenance. Ask your Multi County Insurance Center agent to talk about what is covered and be sure to read your policy, so you know exactly what’s included and what’s not.
Losses Covered by Homeowner’s Insurance
Home damage or loss due to fire or natural disaster
Liability and medical coverage if a guest is injured
Reimbursement for theft or vandalism
Lenders require insurance to secure home loans
Questions for Your Multi County Insurance Agent
How much will it cost to rebuild my house and replace my belongings if they’re damaged or destroyed? Ask your agent to talk you through your home’s features and the things you own, so you can make an informed decision about your coverage
Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
What discounts are available, such as multiple policies, security systems, and fire resistance discounts?
What’s the process for filing and settling a claim? Who should I call and what happens after a claim is filed?
Reasons to Choose Multi County Insurance Center
We have relationships with multiple carriers to give you options
Multi County Insurance Center is an independent agency that has relationships with dozens of insurance companies. This allows our customers to find the right coverage from choice providers at the best prices.
Whatever your insurance history may be, you will enjoy all the personal touches that are part of doing business with your neighborhood insurance agent.