Shawnee, OK 74804 The only name you need to know for everything insurance
Secure Your Possessions With Renter’s Insurance
If you don’t own your home, renter’s insurance is available to cover your belongings in case of a loss due to fire or smoke, lightning, vandalism, theft, explosion, windstorm, or water damage resulting from a plumbing problem. While your landlord might have insurance, it only covers the building. Call the professionals at Multi County Insurance Center today to draw up a policy.
Some Policy Exceptions
Renter’s insurance doesn’t cover damage from floods, earthquakes, or routine wear and tear; however; separate policies for flood and earthquake damage are available.
Expenses Covered by Your Policy
While coverage for additional living expenses differs from company to company, your temporary living expenses are covered if you’re forced out of your home because of a fire, severe storm, or another insured disaster. This includes:
Meals in restaurants
Other living expenses incurred while your home is rebuilt
Renter’s insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member, or your pet. Legal defense costs are paid if the case goes to court.
Determining Coverage Amounts
To decide how much renter’s insurance you need, add up the costs of everything you would replace in case of damage or theft. This inventory makes it easier to file a claim should the need arise.
Record model numbers, dates, and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in a safe place other than your home.
Reap the Benefits of Our Services
Independent insurance agency
In business since 1980
Face-to-face consultations with your independent agent
Multi County Insurance Center is an independent agency that has relationships with dozens of insurance companies. This allows our customers to find the right coverage from choice providers at the best prices.
Whatever your insurance history may be, you will enjoy all the personal touches that are part of doing business with your neighborhood insurance agent.